Lizzy and Lissa break down the hidden costs – financial and otherwise – of credit cards. When managed wisely, credit cards can unlock amazing perks like travel rewards and cash back. But they can also be a slippery slope into consumer debt. Are credit cards really worth it? Main Topics00:00 Maxed Out Cards01:33 Running The Numbers Segment03:44 How We Use Cards10:03 Credit Card Strategies and History20:51 The Evolution of Interest Rates23:10 Unexpected Expenses26:20 The Slippery Slope28:40 Strategies for Managing Credit Card Debt38:58 Benefits and Rewards44:13 20 Cents Segment References for Statisticshttps://www.npr.org/2024/05/14/1251295805/credit-cards-debt-inflationhttps://www.forbes.com/advisor/credit-cards/credit-card-statistics/https://www.lendingtree.com/credit-cards/study/credit-card-debt-statistics/https://www.experian.com/blogs/ask-experian/how-credit-card-usage-differs-by-generation/#s1 Co-HostsLizzy is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTokLissa is an Accredited Financial Counselor®, personal finance expert, and the founder of Wealth for Women of Color. Follow Lissa: YouTube | Instagram | TikTok Credits► Produced by Lizzy Marie and Lissa Prudencio► Edited by Kory Alexander, KoryAGraphy Studios / @ikoryalexander► Artwork by Lizzy Marie► Music by Lissa Prudencio, Net Net Podcast “Theme Song” Talk to usHit us up, let us know what you think: IS IT WORTH IT? 💸DM us on Instagram: @netnetpodcastEmail us at hi@netnetpodcast.com DisclaimerThis podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

Lizzy and Lissa break down the hidden costs – financial and otherwise – of luxury brands. Beyond the price tag of luxury goods and services they delve into the psychology behind why we, as a society, care about luxury. There’s no denying that luxury brands have a huge influence on many aspects of our lives such as our spending habits and our self-perception. But are they worth it? Main Topics00:00 Introduction01:22 Running The Numbers Segment02:51 The Origins and Evolution of Luxury Brands04:36 The Definition of Luxury11:01 Personal Stories and Identity23:35 Luxury Brand Strategies28:49 Quality vs Quantity of Jewelry32:44 Consciously Spending on Luxury36:56 Luxury Goods as Investments38:18 High-Low Fashion Mix39:23 20 Cents Segment42:17 Final Thoughts References for Statisticshttps://www.statista.com/outlook/cmo/luxury-goods/worldwidehttps://www.vox.com/money/23728283/luxury-designer-boom-nike-lvmh-pandemic-le-creusethttps://www.jpmorgan.com/insights/global-research/retail/luxury-market Co-HostsLizzy is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTokLissa is an Accredited Financial Counselor®, personal finance expert, and the founder of Wealth for Women of Color. Follow Lissa: YouTube | Instagram | TikTok Credits► Produced by Lizzy Marie and Lissa Prudencio► Edited by Kory Alexander, KoryAGraphy Studios / @ikoryalexander► Artwork by Lizzy Marie► Music by Lissa Prudencio, Net Net Podcast “Theme Song” Talk to usHit us up, let us know what you think: IS IT WORTH IT? 💸DM us on Instagram: @netnetpodcastEmail us at hi@netnetpodcast.com DisclaimerThis podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

Lizzy and Lissa break down the hidden costs – financial and otherwise – of living abroad. Moving far from home can have tons of benefits, like the ability to start fresh and explore what the world has to offer. But it isn’t a decision to take lightly! In this episode Lizzy and Lissa welcome a special guest: Lissa’s fiancé Allan, who moved abroad to start a life with her. Main Topics00:00 Introduction00:37 Today’s Special Guest01:43 Running The Numbers Segment03:16 Personal Experiences of Living Abroad06:40 Challenges and Logistics of Moving Abroad27:18 Visa Challenges29:12 Identity and Cultural Intersectionality33:28 Cross Border Financial Planning36:13 Local Economies, Identity, and Belonging43:24 Homesickness52:18 20 Cents (And More) Segment References for Statisticshttps://www.fvap.gov/info/interactive-data-center/overseashttps://www.un.org/en/desa/international-migration-2020-highlightshttps://www.statista.com/statistics/978134/share-americans-living-abroad-household-income/https://www.statista.com/statistics/946822/expats-living-abroad-age/  Co-HostsLizzy is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTokLissa is an Accredited Financial Counselor®, personal finance expert, and the founder of Wealth for Women of Color. Follow Lissa: YouTube | Instagram | TikTok Credits► Produced by Lizzy Marie and Lissa Prudencio► Edited by Kory Alexander, KoryAGraphy Studios / @ikoryalexander► Artwork by Lizzy Marie► Music by Lissa Prudencio, Net Net Podcast “Theme Song” Talk to usHit us up, let us know what you think: IS IT WORTH IT? 💸DM us on Instagram: @netnetpodcastEmail us at hi@netnetpodcast.com DisclaimerThis podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

Lizzy and Lissa break down the hidden costs – financial and otherwise – of financial advisors. Working with a financial advisor can be a great way to advance your financial goals but they also come with fees. In this episode, Lizzy and Lissa share their experiences and thoughts on working with financial professionals.Please keep in mind that this episode is informational and educational in nature and should not be misconstrued as financial advice. We are sharing our experiences to help educate, but you should consult a professional for guidance as needed. Main Topics00:00 Introduction01:34 Running The Numbers Segment07:20 Types of Financial Advisors15:28 Our Personal Experiences26:32 What Is Wealth Management?26:50 Big Banks vs. Independent Firms29:27 Navigating Financial Advisory Services38:39 Benefits of Financial Advisors44:55 Diversity in the Financial Industry47:55 20 Cents Segment References for Statisticshttps://smartasset.com/advisor-resources/how-many-financial-advisors-in-the-ushttps://www.sec.gov/newsroom/press-releases/2024-57https://news.northwesternmutual.com/planning-and-progress-study-2023https://www.prnewswire.com/news-releases/two-thirds-of-americans-say-their-financial-planning-needs-improvement-301881539.html   Co-HostsLizzy is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTokLissa is an Accredited Financial Counselor®, personal finance expert, and the founder of Wealth for Women of Color. Follow Lissa: YouTube | Instagram | TikTok Credits► Produced by Lizzy Marie and Lissa Prudencio► Edited by Kory Alexander, KoryAGraphy Studios / @ikoryalexander► Artwork by Lizzy Marie► Music by Lissa Prudencio, Net Net Podcast “Theme Song” Talk to usHit us up, let us know what you think: IS IT WORTH IT? 💸DM us on Instagram: @netnetpodcastEmail us at hi@netnetpodcast.com DisclaimerThis podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

Lizzy and Lissa break down the hidden costs – financial and otherwise – of alcohol and drinking. We all know that a good drink can mean a great time for some people, but there are a number of costs that go along with alcohol consumption. A fter weighing the pros and cons, is drinking worth it?Main Topics00:00 Introduction02:09 Running The Numbers Segment04:36 Our Own Stories and Experiences15:34 What It Costs To Drink20:55 Is The Industry Predatory?24:52 Alcohol and Its Impact on Culture25:41 The Legal and Financial Costs of Alcohol28:04 The Social Costs of Drinking vs Not44:45 20 Cents Segment ResourcesSubstance Abuse and Mental Health Services Administration's Helpline - 1-800-662-HELPhttps://www.aa.org/https://www.niaaa.nih.gov/alcohols-effects-health/niaaa-middle-school/helpful-resources References for Statisticshttps://www.niaaa.nih.gov/alcohols-effects-health/alcohol-topics/alcohol-facts-and-statistics/alcohol-use-united-states-age-groups-and-demographic-characteristicshttp://Sleepfoundation.org   Co-HostsLizzy is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTokLissa is an Accredited Financial Counselor®, personal finance expert, and the founder of Wealth for Women of Color. Follow Lissa: YouTube | Instagram | TikTok Credits► Produced by Lizzy Marie and Lissa Prudencio► Edited by Kory Alexander, KoryAGraphy Studios / @ikoryalexander► Artwork by Lizzy Marie► Music by Lissa Prudencio, Net Net Podcast “Theme Song” Talk to usHit us up, let us know what you think: IS IT WORTH IT? 💸DM us on Instagram: @netnetpodcastEmail us at hi@netnetpodcast.com DisclaimerThis podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

Lizzy and Lissa break down the hidden costs – financial and otherwise – of entrepreneurship. Being an entrepreneur can allow you to pursue a passion, gain control of your time, and sometimes, offer an accelerated path toward financial freedom. However it comes with a lot of costs. Is entrepreneurship worth pursuing? Lizzy and Lissa share their takes.Main Topics00:00 A Philosophical Question01:34 Running the Numbers Segment03:37 What Exactly Is Entrepreneurship?08:42 Our Personal Entrepreneurial Journeys15:35 Ideas That Didn’t Make It   23:25 Bootstrapping and Initial Investments25:01 Challenges of Entrepreneurship30:38 Working Less Than 40 Hours A Week42:33 The Two Main Benefits of Entrepreneurship44:54 20 Cents Segment References for Statisticshttps://www.privatebanking.hsbc.com/global-entrepreneurial-wealth-report/the-unorganised-state-of-ultra-high-net-worth-wealth/https://www.uschamber.com/economy/state-of-american-business-data-center-2024https://gusto.com/company-news/new-business-formation-report-2024https://www.shopify.com/blog/percentage-of-businesses-that-fail Co-HostsLizzy is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTokLissa is an Accredited Financial Counselor®, personal finance expert, and the founder of Wealth for Women of Color. Follow Lissa: YouTube | Instagram | TikTok Credits► Produced by Lizzy Marie and Lissa Prudencio► Edited by Kory Alexander, KoryAGraphy Studios / @ikoryalexander► Artwork by Lizzy Marie► Music by Lissa Prudencio, Net Net Podcast “Theme Song” Talk to usHit us up, let us know what you think: IS IT WORTH IT? 💸DM us on Instagram: @netnetpodcastEmail us at hi@netnetpodcast.com DisclaimerThis podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

Lizzy and Lissa break down the hidden costs – financial and otherwise – of the FIRE movement. “Financial Independence, Retire Early” is a strategy as well as a community. Given what it takes to retire early, is it worth the effort? Lizzy and Lissa talk about FIRE and as always, give their 2 cents.Main Topics00:00 Introduction to the FIRE Movement01:30 Running The Numbers Segment06:40 The Evolution of Retirement15:09 Key Elements of the FIRE Strategy19:11 Personal Perspectives on FIRE22:40 Balancing Saving and Living Life23:43 The Cost of Extreme Saving25:49 Personal Financial Priorities28:27 Rethinking Retirement37:04 20 Cents Segment References for Statisticshttps://www.empower.com/the-currency/money/research-financial-independence Co-HostsLizzy is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTokLissa is an Accredited Financial Counselor®, personal finance expert, and the founder of Wealth for Women of Color. Follow Lissa: YouTube | Instagram | TikTok Credits► Produced by Lizzy Marie and Lissa Prudencio► Edited by Kory Alexander, KoryAGraphy Studios / @ikoryalexander► Artwork by Lizzy Marie► Music by Lissa Prudencio, Net Net Podcast “Theme Song” Talk to usHit us up, let us know what you think: IS IT WORTH IT? 💸DM us on Instagram: @netnetpodcastEmail us at hi@netnetpodcast.com DisclaimerThis podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

Lizzy and Lissa break down the hidden costs – financial and otherwise – of gambling. Is gambling worth it? It might seem like an obvious answer depending on your background, experience, or views on the matter. Yet, this episode gives a refreshing and balanced take on the subjects of gaming and gambling, beyond problem gambling.If you or anyone you know struggles with problem gambling or gambling addiction, you can call the National Problem Gambling Helpline at 1-800-GAMBLER for those of you based in the United States. Additional resources can be found in our show notes.Main Topics00:00 Introduction to Gambling Statistics01:39 Running The Numbers Segment04:23 Cultural and Emotional Aspects of Gambling12:11 Social Costs and Personal Reflections19:38 The Social Side of Gaming20:53 Stigma and Financial Literacy22:21 Gambling vs. Investing27:20 How Gambling is Perceived35:46 20 Cents SegmentResourcesNational Problem Gambling Helpline: 1-800-GAMBLERhttps://www.ncpgambling.org/help-treatment/https://smartrecovery.org/gambling-addictionhttps://www.helpguide.org/articles/addictions/gambling-addiction-and-problem-gambling.htmReferences for Statisticshttps://www.ncpgambling.org/help-treatment/faqs-what-is-problem-gambling/https://en.wikipedia.org/wiki/Gambling_in_the_United_States#:~:text=If%20state%2Drun%20lotteries%20are,gambling%20in%20the%20state%20constitutionhttps://www.ncpgambling.org/help-treatment/faqs-what-is-problem-gambling/https://www.debt.org/advice/gambling/https://www.americangaming.org/state-of-play/ Co-HostsLizzy is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTokLissa is an Accredited Financial Counselor®, personal finance expert, and the founder of Wealth for Women of Color. Follow Lissa: YouTube | Instagram | TikTok Credits► Produced by Lizzy Marie and Lissa Prudencio► Edited by Kory Alexander, KoryAGraphy Studios / @ikoryalexander► Artwork by Lizzy Marie► Music by Lissa Prudencio, Net Net Podcast “Theme Song” Talk to usHit us up, let us know what you think: IS IT WORTH IT? 💸DM us on Instagram: @netnetpodcastEmail us at hi@netnetpodcast.com DisclaimerThis podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

Lizzy and Lissa break down the hidden costs – financial and otherwise – of roommates. Roommates can significantly reduce housing costs, but are they worth it to have? Lizzy and Lissa share their thoughts and experiences with roommates, including the brief time they were roommates with each other.Main Topics00:00 Introduction: Are Roommates Worth It?01:08 Running The Numbers Segment02:20 Pros and Cons of Living with Roommates10:10 Roommate Stories22:27 The House Mother Dilemma24:42 Craigslist Roommate Stories28:14 Financial and Social Costs of Roommates41:27 20 Cents Segment References for Statisticshttps://smartasset.com/data-studies/roommate-savings-2024https://www.rent.com/research/roommates-pandemic-survey/https://www.apartmentguide.com/blog/roommate-experiences-explored/ Co-HostsLizzy is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTokLissa is an Accredited Financial Counselor®, personal finance expert, and the founder of Wealth for Women of Color. Follow Lissa: YouTube | Instagram | TikTok Credits► Produced by Lizzy Marie and Lissa Prudencio► Edited by Kory Alexander, KoryAGraphy Studios / @ikoryalexander► Artwork by Lizzy Marie► Music by Lissa Prudencio, Net Net Podcast “Theme Song” Talk to usHit us up, let us know what you think: IS IT WORTH IT? 💸DM us on Instagram: @netnetpodcastEmail us at hi@netnetpodcast.com DisclaimerThis podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

Lizzy and Lissa break down the hidden costs – financial and otherwise – of beauty services. They talk about beauty standards, biases, confidence, and more. Are beauty services worth it?Main Topics00:00 Introduction: Beauty Services Debate01:53 Running The Numbers Segment03:30 Societal Pressures, Beauty Standards, and Personal Choices08:02 Attitudes Towards Different Beauty Services19:05 Spending With Intention on Services23:48 Health Risks and Trade-offs27:41 Men and Beauty Standards34:40 20 Cents Segment References for Statisticshttps://www.groupon.com/merchant/trends-insights/market-research/true-cost-beauty-americans-spend-most-surveyhttps://www.alliedmarketresearch.com/press-release/men-personal-care-market.html Co-HostsLizzy is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTokLissa is an Accredited Financial Counselor®, personal finance expert, and the founder of Wealth for Women of Color. Follow Lissa: YouTube | Instagram | TikTok Credits► Produced by Lizzy Marie and Lissa Prudencio► Edited by Kory Alexander, KoryAGraphy Studios / @ikoryalexander► Artwork by Lizzy Marie► Music by Lissa Prudencio, Net Net Podcast “Theme Song” Talk to usHit us up, let us know what you think: IS IT WORTH IT? 💸DM us on Instagram: @netnetpodcastEmail us at hi@netnetpodcast.com DisclaimerThis podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

Lizzy and Lissa break down the hidden costs – financial and otherwise – of alternative medicine. They discuss holistic approaches to medicine, the limitations of medical insurance, and more. Plus, they share their experiences with acupuncture, herbs, energy healing, and more. What do you think, is alternative medicine worth it?Main Topics00:00 What is Alternative Medicine?01:50 Running The Numbers Segment04:07 Western vs. Alternative Medicine13:56 Personal Experiences and Challenges with Alternative Medicine23:52 Exploring the Impact of Holistic Health27:37 Costs and Risks of Investing in Alternative Medicine30:45 Balancing Traditional and Alternative Medicine40:36 20 Cents Segment References for Statisticshttps://www.statista.com/chart/29189/alternative-healing-methods/https://www.maximizemarketresearch.com/market-report/global-complementary-and-alternative-medicine-market/74005/https://www.cancertherapyadvisor.com/news/survey-most-cancer-patients-use-complementary-or-alternative-medicine/https://www.statista.com/statistics/1341758/us-adults-who-used-select-alternative-medicine-treatments/https://www.cdc.gov/nchs/data/databriefs/db325-h.pdf Co-HostsLizzy is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTokLissa is an Accredited Financial Counselor®, personal finance expert, and the founder of Wealth for Women of Color. Follow Lissa: YouTube | Instagram | TikTok Credits► Produced by Lizzy Marie and Lissa Prudencio► Edited by Kory Alexander, KoryAGraphy Studios / @ikoryalexander► Artwork by Lizzy Marie► Music by Lissa Prudencio, Net Net Podcast “Theme Song” Talk to usHit us up, let us know what you think: IS IT WORTH IT? 💸DM us on Instagram: @netnetpodcastEmail us at hi@netnetpodcast.com DisclaimerThis podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

In this episode of Net Net Podcast, Lizzy and Lissa break down the hidden costs – financial and otherwise – of weddings. Beyond the costs of venues and vendors, they also talk about the social, mental, and emotional costs associated with weddings. What do you think, are weddings worth it?Main Topics00:00 Introduction and Wedding Costs Overview01:20 Running The Numbers Segment02:22 Why Do People Even Care About Weddings06:42 Personal Wedding Experiences12:48 The Emotional Costs of Wedding Planning18:53 Family Politics25:01 Balancing Wedding Costs and Emotional Stress28:35 Reflections on Marriage and Divorce32:13 The Time Spent on Wedding Planning41:40 20 Cents Segment References for Statisticshttps://www.theknot.com/content/wedding-data-insights/real-weddings-study Co-HostsLizzy is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTokLissa is an Accredited Financial Counselor®, personal finance expert, and the founder of Wealth for Women of Color. Follow Lissa: YouTube | Instagram | TikTok Credits► Produced by Lizzy Marie and Lissa Prudencio► Edited by Kory Alexander, KoryAGraphy Studios / @ikoryalexander► Artwork by Lizzy Marie► Music by Lissa Prudencio, Net Net Podcast “Theme Song” Talk to usHit us up, let us know what you think: IS IT WORTH IT? 💸DM us on Instagram: @netnetpodcastEmail us at hi@netnetpodcast.com DisclaimerThis podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

In this episode of Net Net Podcast, Lizzy and Lissa break down the hidden costs – financial and otherwise – of long distance relationships. They talk about the logistics, the mental and emotional complexities, and more. Would you do a long distance relationship? Is it worth it?Main Topics00:00 Introduction and Personal Stories01:20 Runnin’ The Numbers Segment03:05 Financial and Emotional Costs08:35 Transitioning and Personal Experiences21:30 The Emotional Cost of Long-Distance Relationships22:34 Story Time: Love and Legalities26:31 Navigating the Challenges of LDRs38:48 20 Cents Segment References for Statisticshttps://www.betterhelp.com/advice/relations/the-pros-and-cons-of-being-in-a-long-distance-relationship/ Co-HostsLizzy is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTokLissa is an Accredited Financial Counselor®, personal finance expert, and the founder of Wealth for Women of Color. Follow Lissa: YouTube | Instagram | TikTok Credits► Produced by Lizzy Marie and Lissa Prudencio► Edited by Kory Alexander, KoryAGraphy Studios / @ikoryalexander► Artwork by Lizzy Marie► Music by Lissa Prudencio, Net Net Podcast “Theme Song” Talk to usHit us up, let us know what you think: IS IT WORTH IT? 💸DM us on Instagram: @netnetpodcastEmail us at hi@netnetpodcast.com DisclaimerThis podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

In this episode of Net Net Podcast, Lizzy and Lissa break down the hidden costs – financial and otherwise – of therapy. They talk about mental health, the costs of therapy, the ongoing stigma around getting professional help, and more. Is therapy worth it? Let’s talk about it.Main Topics00:00 Introduction: The Prevalence of Mental Illness01:14 Runnin' The Numbers Segment02:50 Understanding Therapy: Types and Benefits06:58 Personal Experiences and the Value of Therapy21:13 The Journey of Self-Reflection21:51 Therapy and Grieving: A Personal Story24:00 Understanding the Roots of Gift Giving29:38 The Financial Costs and Benefits of Therapy38:38 20 Cents Segment References for Statisticshttps://www.nami.org/about-mental-illness/mental-health-by-the-numbers/https://mcusercontent.com/542e4264f848f30472aaca298/files/692e5339-9291-2ff4-8cef-bb73182f5121/Heard_2023_Financial_State_of_Private_Practice_Report.pdf Co-HostsLizzy is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTokLissa is an Accredited Financial Counselor®, personal finance expert, and the founder of Wealth for Women of Color. Follow Lissa: YouTube | Instagram | TikTok Credits► Produced by Lizzy Marie and Lissa Prudencio► Edited by Kory Alexander, KoryAGraphy Studios / @ikoryalexander► Artwork by Lizzy Marie► Music by Lissa Prudencio, Net Net Podcast “Theme Song” Talk to usHit us up, let us know what you think: IS IT WORTH IT? 💸DM us on Instagram: @netnetpodcastEmail us at hi@netnetpodcast.com DisclaimerThis podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

In this episode of Net Net Podcast, Lizzy and Lissa break down the hidden costs – financial and otherwise – of homebuying. On one hand, it is a major wealth building tool. On the other hand, there’s a high barrier to entry… and many costs beyond maintenance! Is homebuying worth it? Let’s talk about it. Main Topics00:00 The Homeownership Dilemma01:10 Runnin’ The Numbers Segment02:46 The Philosophy of Ownership04:55 Personal Homeownership Journeys17:33 Reflecting on the First Property Experience18:10 The Realities of Short-Term Rentals20:37 Emotional and Financial Costs of Homeownership33:26 20 Cents Segment References for Statisticshttps://www.nar.realtor/blogs/economists-outlook/millennials-still-underperforming-amid-gains-in-homeownership-ratehttps://fred.stlouisfed.org/series/MSPUShttps://fred.stlouisfed.org/series/MEDLISPRI6037https://www.ally.com/stories/home/cost-of-owning-a-home/ Drop us a lineDM us on Instagram: @netnetpodcast or email us at hi@netnetpodcast.com Co-HostsLizzy is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTokLissa is an Accredited Financial Counselor®, personal finance expert, and the founder of Wealth for Women of Color. Follow Lissa: YouTube | Instagram | TikTok Credits► Produced by Lizzy Marie and Lissa Prudencio► Edited by Kory Alexander, KoryAGraphy Studios / @ikoryalexander► Artwork by Lizzy Marie► Music by Lissa Prudencio, Net Net Podcast “Theme Song” Talk to usHit us up, let us know what you think: IS IT WORTH IT? 💸DM us on Instagram: @netnetpodcastEmail us at hi@netnetpodcast.com DisclaimerThis podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!